Life & Health

Life and health insurance, shopped across carriers.

Term life, final expense, and individual health coverage for families. Straightforward products, shopped across carriers, with a real person who explains the differences.

Two ways we handle life insurance

Most life insurance decisions are simple: you want a number, for a term, at a fair price. That's this page, and it starts with a quote.

Some aren't simple. If you're funding a buy-sell agreement, insuring a key employee, or solving an estate tax problem, the coverage has to be sized to an obligation and coordinated with your attorney and CPA. That's planning work, not a quote — and it lives over on our planning side.

Both are us. We'll tell you honestly which conversation you're actually having.

What we write

Children's life

A small permanent policy on a child or grandchild, usually bought for the guaranteed insurability rather than the death benefit.

Explore children's life

Indexed universal life

A permanent life insurance policy that can also build accessible cash value when structured correctly.

See how we build them →

Group benefits

Health, dental, vision, life, and disability. The most underused retention tool a small employer has.

Explore group benefits

We don't write Medicare. If you're turning 65 or already on Medicare, we'll point you to someone who specializes in it rather than pretending we do.

Where we work

CLG is licensed in 21+ states, and works with clients remotely as well as in person.

Commonwealth Legacy Group

Request a quote

Term life, final expense, and individual health coverage for families. Straightforward products, shopped across carriers, with a real person who explains the differences.

Request a quote