Business insurance for what you've built.

Liability, property, workers' compensation, and commercial auto for businesses in every state where we're licensed. Independent, so your coverage isn't limited to one carrier's appetite.

What usually goes wrong

Business coverage gets bought once and then renewed without anyone looking at it. Meanwhile the business changes — new equipment, a new location, more employees, a different mix of work. Three years later the policy describes a company that doesn't exist anymore.

That gap only surfaces at claim time, which is the worst possible moment to discover it.

How we work

We look at what the business actually does now, not what the application said when the policy was written. Then we shop it properly and tell you where you're exposed, including when the answer is that you're fine.

Commercial lines

General liability

General liability covers claims that someone was injured or their property was damaged because of your business.

Explore general liability

Group benefits

Health, dental, vision, life, and disability. The most underused retention tool a small employer has.

Explore group benefits

You insure the business. Has anyone looked at the whole picture?

Coverage, benefits, key people, retirement, and what eventually happens to the company — reviewed together, once a year.

The Owner's Table
Commonwealth Legacy Group

Request a business quote

Liability, property, workers' compensation, and commercial auto for businesses in every state where we're licensed. Independent, so your coverage isn't limited to one carrier's appetite.

Request a business quote