Life & Health · 06 of 06
Health insurance
ACA marketplace and off-marketplace plans for individuals and families under 65.
If you're self-employed, between jobs, or your employer doesn't offer coverage, this is where to start.
What we help with
- Comparing plans across carriers available to you
- Understanding deductibles, out-of-pocket maximums, and networks in plain terms
- Checking whether your doctors and prescriptions are covered before you enroll
- Determining whether you may qualify for premium subsidies
- Special enrollment periods after a qualifying life event
Who this is for
- Self-employed people and small business owners without group coverage
- Anyone who just lost employer coverage
- Families whose employer plan doesn't cover dependents affordably
- Early retirees under 65
Common questions
Open enrollment runs on a set annual schedule. Outside of it, you generally need a qualifying life event — losing coverage, marriage, a birth, a move. If something's changed recently, call us; you may have a window.
Many households qualify for premium subsidies based on income and family size. Eligibility rules change, so we check current guidance rather than working from memory.
Networks differ significantly between plans. Bring us your doctors and prescriptions and we'll check before you enroll, not after.
More than most people realize. This is one of the most common gaps we see with business owners.
