Planning for what comes after

Business succession, retirement income, life insurance, and wealth transfer — for business owners, executives, professionals, and families deciding how their business and assets get passed on.

Most owners haven't planned for it — and neither have most people whose wealth isn't in a company. Not because they don't care.

It's because the questions are hard and nobody makes time for them. What happens to the company if you're not here next year. Whether your children want it, or are ready for it. How much of it the tax bill takes. Whether the people who helped you build it are protected.

If the wealth isn't in a company — compensation, investments, real estate, a professional practice — the questions are the same. What happens to it. Who receives it. How much the tax bill takes. Whether the people who depend on it are protected.

These are answerable questions. They just require someone to sit down and work through them properly.

01Business SuccessionStructuring how ownership transfers — to family, partners, or a buyer — and funding it so the transfer doesn't force a sale.02Retirement SolutionsIncome strategies built around what you've actually accumulated, including the value locked inside the business and in other assets.03Life InsuranceCoverage sized to a real obligation — a buy-sell agreement, a key employee, an estate tax liability, income a family depends on — not to a rule of thumb.04Wealth Transfer & Asset ProtectionMoving assets to the next generation with the tax exposure understood in advance.

A first meeting is an hour, at our office or yours. No products, no presentation — just your situation and an honest read on it.

We built our own systems so we could stay small.

Most independent agencies rent their infrastructure from a larger organization, which is why service degrades the moment they grow. We built ours. Here's why that matters to you: the person you meet is the person who handles your file, and it stays that way as we grow.

How we work with clients.

1. Where we work.
CLG is licensed in 21+ states, and works with clients remotely as well as in person.
2. The same person handles your file.
From the first conversation onward. The person you meet is the person who handles your file, and it stays that way as we grow.
3. The review happens annually.
Circumstances change — the business grows, assets shift, children join or don't, tax law moves. A plan reviewed once a year is a plan that still works. We don't wait until something breaks.

This material is for general information only and does not constitute tax, legal, or investment advice. Individual circumstances vary. Consult your own tax advisor and attorney before acting on anything described here.

Start with a conversation, not a proposal.

A first meeting is an hour, at our office or yours. No products, no presentation — just your situation and an honest read on it.

Schedule a conversation