Terms & Conditions
Effective August 16, 2026
By using this website you agree to these terms. If you don't agree, please don't use the site.
This website is informational
The content here describes insurance products and planning concepts in general terms. It is not an offer to sell insurance, and it is not a recommendation for your specific situation. Whether a particular product is appropriate depends on facts we can only learn by speaking with you.
Nothing here binds coverage
Submitting a form on this website does not bind, alter, or continue insurance coverage of any kind. A request for a quote is exactly that — a request to be contacted. Coverage exists only when an insurance carrier issues a policy and confirms it in writing. If you have an urgent coverage need, call us at (606) 753-0772 rather than relying on a web form.
Not tax, legal, or investment advice
Nothing on this site is tax advice, legal advice, or investment advice. Discussions of tax treatment, estate planning, and business succession are general in nature and depend heavily on individual circumstances and on law that changes. Consult your own attorney and tax advisor before acting on anything you read here.
Commonwealth Legacy Group is an insurance agency. We are not registered as an investment adviser and do not provide investment advice or manage investment accounts.
Licensing
Ky Commonwealth Legacy Group, DBA Commonwealth Legacy Group · Kentucky DOI #1475734 · licensed in 21+ states. This site is not an offer to transact insurance business in any state where we are not licensed.
Accuracy
We work to keep this site accurate and current, but insurance products, carrier availability, regulations, and tax law all change. Content may become outdated. Policy language always governs over anything described here — if this website and your policy disagree, your policy controls.
Third-party links and services
This site links to third-party sites and uses third-party services, including a chat feature provided by LeadConnector. We are not responsible for the content, availability, or privacy practices of third parties.
Intellectual property
The content, design, logos, and marks on this site are the property of Commonwealth Legacy Group and may not be reproduced without permission.
Governing law
These terms are governed by the laws of the Commonwealth of Kentucky.
Changes
We may update these terms. Continued use of the site after changes means you accept them.
Contact
Commonwealth Legacy Group · 407 Monticello Street, Somerset, KY 42503 · (606) 753-0772 · info@commonwealthlegacygroup.com