Insurance
Liability, property, and commercial auto for your business. Term life, final expense, and health coverage for your family. Independent, so we shop the market instead of defending one carrier.
Explore coverage →Protecting what you have.
Planning what comes next.
Commonwealth Legacy Group is an independent agency licensed in 21+ states — insurance for what you've built today, and planning for how it passes on.
Planning
Business succession, retirement income, life insurance sized to a real obligation, and wealth transfer. For the decisions that take more than a phone call.
See how we work →Own a business? There's a third door.
The Owner's Table puts your coverage, benefits, key people, retirement, and succession on one table, once a year.
Most agencies do one of these. We do both, on purpose.
Insurance and planning get treated as separate businesses, and clients pay for the gap. The agency that writes your general liability doesn't know your buy-sell agreement is unfunded. The advisor who structures your estate has never seen your property schedule.
We do both because the questions overlap more than the industry admits. You don't have to use us for both — plenty of clients don't. But when something on one side affects the other, we'll be the ones who notice.
Ky Commonwealth Legacy GroupKentucky DOI #1475734Licensed in 21+ statesIndependent
Wherever you're starting from.
A quote takes a few minutes. A planning conversation takes an hour. Either one starts here.