Commercial insurance
Group benefits for small businesses
Good people have options. Benefits are how a small employer competes for them without matching a bigger company's payroll — and for most businesses under fifty employees, it's the most underused retention tool available.
What we help place
- Group health
- Dental and vision
- Group life
- Short- and long-term disability
- Voluntary and worksite products employees can elect and pay for themselves
Who this is for
- Employers offering nothing today who are losing candidates over it
- Businesses with a plan they haven't shopped in three or more years
- Owners who want to offer something meaningful without taking on the cost of full health coverage
- Companies where a few key employees are the business
Common questions
It depends on employee count and how those employees are classified. Smaller employers generally aren't required to — many still do, because it's what wins the hire. We'll tell you where you actually stand.
Then don't start there. Dental, vision, and voluntary products cost the employer little or nothing and still show up as real benefits to an employee comparing two offers.
It varies by carrier and plan. There's usually more flexibility than owners expect.
When was it last shopped? Renewals tend to drift upward quietly, and plan designs change. A review costs you nothing.
You insure the business. Has anyone looked at the whole picture?
Coverage, benefits, key people, retirement, and what eventually happens to the company — reviewed together, once a year.
The Owner's Table
Request a benefits quote
Good people have options. Benefits are how a small employer competes for them without matching a bigger company's payroll — and for most businesses under fifty employees, it's the most underused retention tool available.
Request a benefits quote