IUL
When Does an IUL Make Sense—and When Doesn't It?
IUL is not automatically good or bad. See the insurance need, cash flow, time horizon, funding and monitoring commitment a sound decision requires.
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Articles from Commonwealth Legacy Group on insurance and planning for families and business owners.
IUL
Max-Funded IUL: Why the Same Premium Performs Differently
"Max funded" describes policy design, not a separate product. Learn how death benefit, premium and MEC limits can change cash-value performance.
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A "7702 Plan" Is Not a Retirement Account
Section 7702 is federal tax code defining qualifying life insurance—not a product. Learn what the phrase means and which marketing claims deserve scrutiny.
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IUL vs. 401(k): Stop Comparing Two Different Tools
A 401(k) is a qualified retirement account. IUL is life insurance. Compare purpose, access, costs, taxes and risk without pretending one replaces the other.
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